:root{
    --ink:#102033;
    --muted:#607084;
    --line:#dfe7ef;
    --bg:#f3f7fb;
    --blue:#1267f1;
    --green:#0f8f66;
    --deep:#0b2942;
    --cyan:#0fadb7;
    --white:#fff;
}

*{box-sizing:border-box}
body{margin:0;font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--bg);line-height:1.55}
a{color:inherit}
.site-header{position:sticky;top:0;z-index:20;display:flex;align-items:center;justify-content:space-between;padding:18px 6vw;background:rgba(255,255,255,.92);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;font-weight:800;font-size:20px}
.brand-mark{display:grid;place-items:center;width:42px;height:42px;border-radius:12px;background:linear-gradient(135deg,var(--blue),var(--green));color:#fff}
.main-nav{display:flex;align-items:center;gap:22px}
.main-nav a{text-decoration:none;color:var(--muted);font-weight:650}
.main-nav .nav-cta{background:var(--blue);color:#fff;padding:10px 16px;border-radius:8px}
.hero{display:grid;grid-template-columns:minmax(0,1.35fr) minmax(280px,.65fr);gap:40px;align-items:center;padding:80px 6vw 70px;background:linear-gradient(135deg,#0d2440,#087f83);color:#fff}
.hero-with-form{grid-template-columns:minmax(0,1fr) minmax(380px,520px);align-items:start;padding-top:52px}
.hero h1,.form-hero h1,.service-hero h1{font-size:clamp(40px,6vw,76px);line-height:1.02;margin:12px 0 20px;letter-spacing:0}
.hero p,.form-hero p,.service-hero p{font-size:20px;color:rgba(255,255,255,.82);max-width:720px}
.eyebrow,.section-kicker{font-weight:800;color:#9ef0d0;text-transform:uppercase;font-size:13px;letter-spacing:.08em}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin:30px 0}
.button{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:12px 18px;border-radius:8px;text-decoration:none;font-weight:800;border:0;cursor:pointer;font-size:16px}
.button.primary{background:var(--blue);color:#fff}
.button.secondary{background:#fff;color:var(--deep)}
.button.light{background:#fff;color:var(--deep)}
.button.full{width:100%}
.trust-row{display:flex;gap:10px;flex-wrap:wrap}.trust-row span{padding:8px 12px;border:1px solid rgba(255,255,255,.24);border-radius:999px;color:#dff8ff}
.hero-panel,.service-summary,.mini-proof{background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.2);padding:26px;border-radius:18px;box-shadow:0 24px 60px rgba(0,0,0,.18)}
.hero-panel a{color:#fff;font-weight:800}
.hero-photo-card{display:grid;grid-template-columns:180px 1fr;gap:18px;align-items:center;max-width:700px;margin:26px 0 22px;padding:14px;border:1px solid rgba(255,255,255,.18);border-radius:18px;background:rgba(255,255,255,.12);box-shadow:0 18px 45px rgba(0,0,0,.16)}
.hero-photo-card img{width:180px;height:128px;object-fit:cover;border-radius:14px;object-position:58% 48%}
.hero-photo-card strong{display:block;font-size:18px}.hero-photo-card span{display:block;color:rgba(255,255,255,.78)}
.hero-lead-form{position:relative;color:var(--ink);padding:26px;background:#fff;border:1px solid rgba(255,255,255,.4);box-shadow:0 24px 70px rgba(0,0,0,.24)}
.hero-lead-form h2{margin:6px 0 4px;font-size:30px}.hero-lead-form p{margin:0 0 18px;font-size:16px;color:var(--muted)}
.hero-lead-form label{margin-bottom:12px}.hero-lead-form textarea{min-height:88px}.form-badge{display:inline-flex;padding:7px 10px;border-radius:999px;background:#e8f5ef;color:var(--green);font-weight:900;font-size:13px}
.human-strip{background:#fff;border-bottom:1px solid var(--line)}
.human-strip-grid{display:grid;grid-template-columns:minmax(0,.85fr) minmax(0,1.15fr);gap:28px;align-items:center;padding-top:28px;padding-bottom:28px}.human-strip h2{margin:7px 0 0;font-size:32px;line-height:1.12}
.human-proof{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.human-proof div{display:grid;gap:8px;padding:16px;border:1px solid var(--line);border-radius:14px;background:#f8fbfe}.human-proof strong{display:grid;place-items:center;width:34px;height:34px;border-radius:50%;background:var(--blue);color:#fff}.human-proof span{font-weight:750}
.advisor-card{display:flex;gap:14px;align-items:center;margin-bottom:18px}.advisor-card h3{margin:0}.advisor-card p{margin:4px 0 0;font-size:15px;color:var(--muted)}.advisor-card.compact{align-items:flex-start}.advisor-card.compact p{color:rgba(255,255,255,.78)}.advisor-card.light p{color:rgba(255,255,255,.78)}
.advisor-card-photo img{flex:0 0 auto;width:82px;height:82px;object-fit:cover;border-radius:18px;object-position:58% 42%;box-shadow:0 12px 25px rgba(0,0,0,.16)}
.advisor-avatar{position:relative;flex:0 0 auto;width:62px;height:62px;border-radius:18px;background:linear-gradient(135deg,#ffe0bb,#f3a46a);box-shadow:0 12px 25px rgba(0,0,0,.18);overflow:hidden}.advisor-avatar:before{content:"";position:absolute;left:17px;top:10px;width:28px;height:28px;border-radius:50%;background:#fff3e8}.advisor-avatar:after{content:"";position:absolute;left:12px;bottom:-10px;width:38px;height:30px;border-radius:20px 20px 8px 8px;background:#1267f1}.advisor-avatar span{position:absolute;left:14px;top:6px;width:34px;height:18px;border-radius:18px 18px 8px 8px;background:#6f472f}
.human-section{background:#fff}.human-grid{display:grid;grid-template-columns:360px 1fr;gap:52px;align-items:center}.advisor-portrait{position:relative;min-height:360px;border-radius:28px;background:linear-gradient(160deg,#e8f7ff,#effaf3);border:1px solid var(--line);box-shadow:0 18px 45px rgba(13,44,78,.1);overflow:hidden}.advisor-portrait:before{content:"";position:absolute;inset:34px;border-radius:24px;background:rgba(255,255,255,.72)}.portrait-head{position:absolute;left:124px;top:58px;width:112px;height:112px;border-radius:50%;background:#ffdfbd;box-shadow:0 0 0 16px #7a4d35}.portrait-body{position:absolute;left:72px;top:178px;width:216px;height:170px;border-radius:90px 90px 24px 24px;background:linear-gradient(135deg,#1267f1,#0f8f66)}.portrait-badge{position:absolute;right:58px;top:210px;display:grid;place-items:center;width:64px;height:64px;border-radius:50%;background:#fff;color:var(--blue);font-size:34px;font-weight:900;box-shadow:0 12px 28px rgba(13,44,78,.18)}.reassurance-list{display:grid;gap:14px;margin-top:26px}.reassurance-list div{display:grid;gap:3px;padding:16px 18px;border:1px solid var(--line);border-radius:14px;background:#f8fbfe}.reassurance-list strong{color:var(--green)}.reassurance-list span{color:var(--muted)}
.advisor-photo-frame{border-radius:28px;overflow:hidden;border:1px solid var(--line);box-shadow:0 18px 45px rgba(13,44,78,.12);background:#fff}.advisor-photo-frame img{display:block;width:100%;aspect-ratio:1/1.04;object-fit:cover}
.container{max-width:1180px;margin:0 auto;padding:0 24px}.container.narrow{max-width:860px}
.section{padding:72px 0}.section.soft{background:#eaf2f8}
.section-heading{margin-bottom:28px}.section-heading span{color:var(--green);font-weight:800;text-transform:uppercase;font-size:13px}.section-heading h1,.section-heading h2{font-size:clamp(32px,4vw,48px);margin:8px 0 0}
.service-grid,.article-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px}
.service-card,.article-card{display:block;padding:24px;background:#fff;border:1px solid var(--line);border-radius:18px;text-decoration:none;box-shadow:0 14px 35px rgba(13,44,78,.08)}
.service-card h3,.article-card h2,.article-card h3{margin:0 0 10px}.service-card p,.article-card p,.muted{color:var(--muted)}
.grants-hero .service-summary{display:grid;gap:14px}.grants-hero .service-summary img{width:100%;height:210px;object-fit:cover;border-radius:14px;object-position:58% 45%}.grants-hero .service-summary p{margin:0;color:rgba(255,255,255,.82)}
.program-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px}.program-grid article{padding:24px;background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:0 14px 35px rgba(13,44,78,.08)}.program-grid h3{margin:0 0 10px}.program-grid p{color:var(--muted)}.program-grid a{color:var(--blue);font-weight:800;text-decoration:none}
.service-detail-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.service-detail-grid article,.faq-grid article{padding:26px;background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:0 14px 35px rgba(13,44,78,.08)}.service-detail-grid h2,.faq-grid h3{margin:0 0 10px}.service-detail-grid p,.faq-grid p{color:var(--muted);margin:0}
.benefit-list{display:grid;grid-template-columns:1fr 1fr;gap:12px}.benefit-list div{padding:16px 18px;border-radius:14px;background:#fff;border:1px solid var(--line);font-weight:800;box-shadow:0 10px 24px rgba(13,44,78,.06)}
.benefit-list div:before{content:"✓";display:inline-grid;place-items:center;width:24px;height:24px;margin-right:8px;border-radius:50%;background:#e8f5ef;color:var(--green);font-weight:900}
.faq-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.split{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center}
.steps{display:grid;gap:14px}.steps div{display:flex;align-items:center;gap:16px;background:#fff;padding:18px;border-radius:14px}.steps strong{display:grid;place-items:center;width:40px;height:40px;border-radius:50%;background:var(--green);color:#fff}
.cta-band{display:flex;align-items:center;justify-content:space-between;gap:20px;margin:30px 6vw 70px;padding:34px 38px;border-radius:20px;background:linear-gradient(135deg,var(--blue),var(--green));color:#fff}.cta-band h2{margin:0}
.form-hero,.service-hero{display:grid;grid-template-columns:1fr 360px;gap:30px;padding:70px 6vw;background:linear-gradient(135deg,#102033,#1267f1);color:#fff}
.mini-proof{display:grid;gap:10px}.mini-proof span{padding:10px 12px;background:rgba(255,255,255,.12);border-radius:10px}
.form-layout{display:grid;grid-template-columns:minmax(0,1fr) 360px;gap:28px;align-items:start}
.lead-form,.form-aside,.content-page .narrow,.article-page .narrow{background:#fff;border:1px solid var(--line);border-radius:20px;padding:30px;box-shadow:0 14px 35px rgba(13,44,78,.08)}
.no-obligation-box{margin-top:22px;padding:18px;border-radius:14px;background:#eef9f4;border:1px solid #c9ecdb}.no-obligation-box strong{color:var(--green)}.no-obligation-box p{margin:6px 0 0;color:var(--muted)}
label{display:grid;gap:7px;font-weight:700;margin-bottom:16px}input,select,textarea{width:100%;border:1px solid #cdd9e5;border-radius:8px;padding:13px 14px;font:inherit;background:#fff}textarea{resize:vertical}.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:16px}.checkbox{display:flex;grid-template-columns:auto 1fr;gap:10px;align-items:flex-start}.checkbox input{width:auto;margin-top:6px}
.form-result{margin-top:14px;font-weight:800}.form-result.success{color:var(--green)}.form-result.error{color:#c42a2a}
.content-page,.article-page{padding:70px 0}.article-intro{font-size:21px;color:var(--muted)}.article-meta{color:var(--muted);margin-bottom:26px}.article-body h2{margin-top:32px}.article-cta{margin-top:36px;padding:24px;border-radius:16px;background:#eef6ff}.back-link{display:inline-block;margin-bottom:20px;color:var(--blue);font-weight:800}.tag{display:inline-block;background:#e8f5ef;color:var(--green);font-weight:800;border-radius:999px;padding:6px 10px;font-size:13px}
.site-footer{display:flex;justify-content:space-between;gap:20px;padding:38px 6vw;background:#0b1726;color:#cbd5e1}.site-footer a{display:block;color:#fff;margin:6px 0;text-decoration:none}
.ai-agent{position:fixed;right:22px;bottom:22px;z-index:50;font-family:inherit}.ai-agent-toggle{display:none;grid-template-columns:48px 1fr;gap:11px;align-items:center;min-width:245px;border:0;border-radius:18px;padding:11px 15px;background:linear-gradient(135deg,var(--blue),var(--green));color:#fff;box-shadow:0 18px 45px rgba(13,44,78,.26);cursor:pointer;text-align:left}.ai-agent-toggle:before{content:"";display:block;width:48px;height:48px;border-radius:50%;background:url("/assets/img/veronika-pruvodkyne.png") center/cover;border:2px solid rgba(255,255,255,.72)}.ai-agent-toggle span{display:block;font-size:12px;opacity:.82}.ai-agent-toggle strong{display:block;font-size:15px;line-height:1.25}.ai-agent-panel{width:min(410px,calc(100vw - 28px));overflow:hidden;border:1px solid rgba(205,217,229,.9);border-radius:20px;background:#fff;box-shadow:0 24px 70px rgba(13,44,78,.28)}.ai-agent.is-minimized .ai-agent-panel{display:none}.ai-agent.is-minimized .ai-agent-toggle{display:grid}.ai-agent-header{display:flex;align-items:center;justify-content:space-between;padding:16px 18px;background:linear-gradient(135deg,#102033,#0f8f66);color:#fff}.ai-agent-header:before{content:"";display:block;width:48px;height:48px;margin-right:12px;border-radius:50%;background:url("/assets/img/veronika-pruvodkyne.png") center/cover;border:2px solid rgba(255,255,255,.65)}.ai-agent-header div{margin-right:auto}.ai-agent-header strong,.ai-agent-header span{display:block}.ai-agent-header span{font-size:13px;opacity:.78}.ai-agent-close{border:1px solid rgba(255,255,255,.24);background:rgba(255,255,255,.12);color:#fff;width:34px;height:34px;border-radius:50%;font-size:23px;line-height:1;cursor:pointer}.ai-agent-messages{display:grid;gap:10px;max-height:330px;overflow:auto;padding:16px;background:#f5f8fb}.ai-agent-message{max-width:92%;padding:12px 14px;border-radius:14px;font-size:15px;line-height:1.42}.ai-agent-message.bot{justify-self:start;background:#fff;border:1px solid var(--line);color:var(--ink);border-bottom-left-radius:4px}.ai-agent-message.user{justify-self:end;background:var(--blue);color:#fff;border-bottom-right-radius:4px}.ai-agent-actions{display:flex;gap:8px;flex-wrap:wrap;padding:0 16px 12px;background:#f5f8fb}.ai-agent-chip{border:1px solid #c9d8e8;background:#fff;color:var(--deep);border-radius:999px;padding:8px 11px;font-weight:750;cursor:pointer}.ai-agent-chip:hover{border-color:var(--blue);color:var(--blue)}.ai-agent-input{display:flex;gap:8px;padding:14px 16px;border-top:1px solid var(--line);background:#fff}.ai-agent-input input{min-width:0}.ai-agent-input button{border:0;border-radius:8px;background:var(--green);color:#fff;font-weight:850;padding:0 14px;cursor:pointer}.ai-agent-input button:disabled,.ai-agent-input input:disabled{opacity:.65;cursor:not-allowed}
.admin-login{display:grid;place-items:center;min-height:100vh}.login-card,.admin-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:26px;box-shadow:0 16px 40px rgba(13,44,78,.1)}.login-card{width:min(430px,92vw)}
.admin-body{display:grid;grid-template-columns:260px 1fr;min-height:100vh}.admin-sidebar{background:#101d2d;color:#fff;padding:24px;display:flex;flex-direction:column;gap:12px}.admin-sidebar a{color:#dbeafe;text-decoration:none;padding:10px;border-radius:8px}.admin-sidebar a:hover{background:#1f2f45}.admin-main{padding:32px}.admin-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-bottom:20px}.admin-card{margin-bottom:20px}.admin-card span{color:var(--muted)}.admin-card strong{display:block;font-size:42px}.admin-form{display:grid;gap:10px}.admin-table{width:100%;border-collapse:collapse}.admin-table th,.admin-table td{padding:12px;border-bottom:1px solid var(--line);text-align:left}.admin-alert{padding:12px 14px;border-radius:8px;background:#ffe8e8;color:#911;margin-bottom:16px}.admin-alert.success{background:#e7f8ef;color:#0d6d4c}.admin-checkbox{display:flex;gap:10px;align-items:center}.admin-checkbox input{width:auto}.admin-page-grid{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:14px}.admin-page-tile{display:grid;gap:8px;padding:16px;border:1px solid var(--line);border-radius:14px;background:#f8fbfe}.admin-page-tile strong{font-size:20px}.admin-page-tile span{font-weight:800;color:var(--blue)}.admin-page-tile p{margin:0;color:var(--muted)}.admin-actions{display:flex;gap:10px;flex-wrap:wrap;align-items:center}.admin-large-editor{min-height:460px;font-family:ui-monospace,SFMono-Regular,Menlo,Monaco,Consolas,"Liberation Mono",monospace;line-height:1.55}.button.light-admin{background:#eef3f8;color:var(--deep)}
@media(max-width:900px){.main-nav{display:none}.hero,.hero-with-form,.form-hero,.service-hero,.split,.form-layout,.human-grid,.human-strip-grid{grid-template-columns:1fr}.service-grid,.article-grid,.admin-grid,.admin-page-grid,.human-proof,.program-grid,.service-detail-grid,.benefit-list,.faq-grid{grid-template-columns:1fr}.grid-2{grid-template-columns:1fr}.cta-band,.site-footer{flex-direction:column;align-items:flex-start}.admin-body{grid-template-columns:1fr}.admin-sidebar{position:static}.advisor-portrait{min-height:300px}.hero{padding-top:38px}.hero-photo-card{grid-template-columns:1fr}.hero-photo-card img{width:100%;height:auto;max-height:220px}.hero-lead-form{padding:22px}.human-strip h2{font-size:28px}.ai-agent{left:10px;right:10px;bottom:10px}.ai-agent-panel{width:100%;max-height:min(74vh,620px);display:flex;flex-direction:column;border-radius:18px 18px 16px 16px}.ai-agent-header{flex:0 0 auto;padding:12px 14px}.ai-agent-header:before{width:42px;height:42px;margin-right:10px}.ai-agent-close{width:38px;height:38px;font-size:24px}.ai-agent-messages{flex:1 1 auto;max-height:none;min-height:0;padding:12px}.ai-agent-message{max-width:96%;font-size:14px;padding:10px 12px}.ai-agent-actions{display:grid;grid-template-columns:1fr;gap:8px;padding:0 12px 12px}.ai-agent-chip{width:100%;min-height:44px;text-align:left;border-radius:12px;padding:10px 12px;font-size:15px}.ai-agent-input{flex:0 0 auto;padding:10px 12px calc(10px + env(safe-area-inset-bottom));gap:8px}.ai-agent-input input{min-height:44px;font-size:16px}.ai-agent-input button{min-height:44px;padding:0 12px}.ai-agent-toggle{width:100%;min-width:0;grid-template-columns:44px 1fr;border-radius:16px;padding:10px 13px}.ai-agent-toggle:before{width:44px;height:44px}.ai-agent-toggle strong{font-size:15px}.ai-agent-toggle span{font-size:12px}}

@media(max-width:420px){.ai-agent{left:8px;right:8px;bottom:8px}.ai-agent-panel{max-height:76vh}.ai-agent-header strong{font-size:16px}.ai-agent-header span{font-size:12px}.ai-agent-message{font-size:14px}.ai-agent-toggle{box-shadow:0 14px 34px rgba(13,44,78,.25)}}